{"id":1222,"date":"2021-12-15T08:51:21","date_gmt":"2021-12-15T08:51:21","guid":{"rendered":"https:\/\/fincamps.com\/ca\/?p=1222"},"modified":"2021-12-15T08:51:21","modified_gmt":"2021-12-15T08:51:21","slug":"vols-ampliar-la-teva-hipoteca-aquests-son-els-consells-que-et-donem-des-de-la-nostra-immobiliaria-a-castellar-del-valles","status":"publish","type":"post","link":"https:\/\/fincamps.com\/ca\/2021\/12\/15\/vols-ampliar-la-teva-hipoteca-aquests-son-els-consells-que-et-donem-des-de-la-nostra-immobiliaria-a-castellar-del-valles\/","title":{"rendered":"Vols ampliar la teva hipoteca? Aquests s\u00f3n els consells que et donem des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s"},"content":{"rendered":"

La novaci\u00f3 o ampliaci\u00f3 d’hipoteca<\/strong><\/a> consisteix a modificar les condicions de la hipoteca amb el teu mateix banc, per a aconseguir una opci\u00f3 m\u00e9s flexible per a pagar les quotes que tens per davant. Des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s<\/strong> et donarem els millors consells, perqu\u00e8 puguis obtenir aquesta ampliaci\u00f3 d’hipoteca sempre que sigui possible, at\u00e8s que en alguns casos aquesta sol\u00b7licitud podria ser denegada.<\/p>\n

Si decideixes ampliar la hipoteca<\/strong> pots obtenir grans avantatges, ja que pots aconseguir una ampliaci\u00f3 del capital per a unir la hipoteca amb altres pr\u00e9stecs personals i\/o augmentar el termini per a la devoluci\u00f3, \u00e9s a dir, allargar la hipoteca per a reduir les quotes.<\/p>\n

Per a gaudir d’aquests avantatges has de fer una sol\u00b7licitud per a ampliar la hipoteca<\/strong> en la teva entitat financera, a fi de negociar les condicions tenint en compte els requisits que has de complir. Com a immobili\u00e0ria a Castellar del Vall\u00e8s<\/strong> podem assessorar-te perqu\u00e8 puguis obtenir les millors condicions possibles i assessorar-te sobre les despeses que suposar\u00e0 aquest tipus d’operaci\u00f3 banc\u00e0ria;<\/p>\n

Comissi\u00f3 per Novaci\u00f3; quan revisis el contracte de la hipoteca has d’assegurar-te que existeix aquesta cl\u00e0usula de Novaci\u00f3 i quina comissi\u00f3 s’exigeix per ella
\nLes despeses de notaria, que solen ser entre un 0,2 i un 0,5% del capital pendent
\nLa gestoria, que ronda els 400\u20ac
\nTaxaci\u00f3 de l’habitatge, que la despesa ser\u00e0 d’uns 400\u20ac<\/p>\n

Per qu\u00e8 podria el banc denegar aquesta ampliaci\u00f3 d’hipoteca<\/strong>?<\/p>\n

En el cas que tinguis m\u00e9s c\u00e0rregues a part de la hipoteca, si encara tens m\u00e9s de 20 anys per davant per a acabar de pagar-la o b\u00e9 superes els 70 anys d’edat, que \u00e9s el l\u00edmit per a pagar un pr\u00e9stec, \u00e9s possible que no et concedeixin aquesta ampliaci\u00f3 de la hipoteca.<\/p>\n

\"\"<\/p>\n

Com podem ajudar-te i assessorar-te des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s<\/strong>?<\/h2>\n

\n

Des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s<\/strong> podem dir-te que, com passa amb qualsevol operaci\u00f3 banc\u00e0ria, sempre existeixen avantatges i desavantatges;<\/p>\n

El clar avantatge de fer aquesta ampliaci\u00f3 \u00e9s la d’alleujar la pressi\u00f3 econ\u00f2mica que estiguis vivint, millorar les condicions actuals del pr\u00e9stec hipotecari i el termini d’amortitzaci\u00f3, sent m\u00e9s econ\u00f2mic que un pr\u00e9stec personal.<\/p>\n

D’altra banda, tamb\u00e9 has de tenir en compte que no sempre \u00e9s possible aconseguir-ho, ja que \u00e9s el banc qui ha d’aprovar-lo. Tamb\u00e9 has de contemplar les despeses que suposar\u00e0 aquesta ampliaci\u00f3 i els interessos que pots acabar pagant si allargues massa el termini per a pagar la teva hipoteca.<\/p>\n

Per a con\u00e8ixer m\u00e9s detalls sobre aquestes i altres consultes relacionades amb la compra i venda d’immobles, t’esperem en la nostra immobili\u00e0ria a Castellar del Vall\u00e8s<\/strong>. Pots contactar amb nosaltres emplenant el formulari de contacte amb les teves dades i el motiu de la teva consulta.<\/p>\n","protected":false},"excerpt":{"rendered":"

La novaci\u00f3 o ampliaci\u00f3 d’hipoteca consisteix a modificar les condicions de la hipoteca amb el teu mateix banc, per a aconseguir una opci\u00f3 m\u00e9s flexible per a pagar les quotes que tens per davant. Des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s et donarem els millors consells, perqu\u00e8 puguis obtenir aquesta ampliaci\u00f3 d’hipoteca sempre que sigui possible, at\u00e8s que<\/p>\n

<\/div>\n

Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":813,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[309],"tags":[319,311,320,269,287],"class_list":["post-1222","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-immobiliaria-castellar-del-valles","tag-ampliacio-hipoteca","tag-castellar-del-valles","tag-hipoteca","tag-immobiliaria","tag-immobiliaria-castellar-del-valles"],"yoast_head":"\nVols ampliar la teva hipoteca? Aquests s\u00f3n els consells que et donem des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s - FINCAMPS - Inmobiliaria de Sabadell<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vols ampliar la teva hipoteca? Aquests s\u00f3n els consells que et donem des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s - FINCAMPS - Inmobiliaria de Sabadell\" \/>\n<meta property=\"og:description\" content=\"La novaci\u00f3 o ampliaci\u00f3 d’hipoteca consisteix a modificar les condicions de la hipoteca amb el teu mateix banc, per a aconseguir una opci\u00f3 m\u00e9s flexible per a pagar les quotes que tens per davant. Des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s et donarem els millors consells, perqu\u00e8 puguis obtenir aquesta ampliaci\u00f3 d’hipoteca sempre que sigui possible, at\u00e8s queRead more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/\" \/>\n<meta property=\"og:site_name\" content=\"FINCAMPS - Inmobiliaria de Sabadell\" \/>\n<meta property=\"article:published_time\" content=\"2021-12-15T08:51:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fincamps.com\/wp-content\/uploads\/2021\/10\/vetna-de-inmuebles-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"338\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"webmaster@onlinevalles.es\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrit per\" \/>\n\t<meta name=\"twitter:data1\" content=\"webmaster@onlinevalles.es\" \/>\n\t<meta name=\"twitter:label2\" content=\"Temps estimat de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minuts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/\",\"url\":\"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/\",\"name\":\"Vols ampliar la teva hipoteca? Aquests s\u00f3n els consells que et donem des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s - FINCAMPS - Inmobiliaria de Sabadell\",\"isPartOf\":{\"@id\":\"https:\/\/fincamps.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/fincamps.com\/wp-content\/uploads\/2021\/10\/vetna-de-inmuebles-1.jpg\",\"datePublished\":\"2021-12-15T08:51:21+00:00\",\"author\":{\"@id\":\"https:\/\/fincamps.com\/#\/schema\/person\/cd86f1149424a2f53ddd1236210bd23e\"},\"breadcrumb\":{\"@id\":\"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/#breadcrumb\"},\"inLanguage\":\"ca\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/#primaryimage\",\"url\":\"https:\/\/fincamps.com\/wp-content\/uploads\/2021\/10\/vetna-de-inmuebles-1.jpg\",\"contentUrl\":\"https:\/\/fincamps.com\/wp-content\/uploads\/2021\/10\/vetna-de-inmuebles-1.jpg\",\"width\":640,\"height\":338,\"caption\":\"Aspectos importantes para la venta de inmuebles\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/fincamps.com\/ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Vols ampliar la teva hipoteca? Aquests s\u00f3n els consells que et donem des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/fincamps.com\/#website\",\"url\":\"https:\/\/fincamps.com\/\",\"name\":\"FINCAMPS - Inmobiliaria de Sabadell\",\"description\":\"Inmobiliaria de Sabadell, especializada en la compra y venta de pisos, casas, oficinas y todo tipo de inmuebles y viviendas en Sabadell\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/fincamps.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ca\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/fincamps.com\/#\/schema\/person\/cd86f1149424a2f53ddd1236210bd23e\",\"name\":\"webmaster@onlinevalles.es\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ca\",\"@id\":\"https:\/\/fincamps.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/e96b3c8646176b9c2183c05c7b01519218ec97bbb051ba6e165ecf212d484fe2?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/e96b3c8646176b9c2183c05c7b01519218ec97bbb051ba6e165ecf212d484fe2?s=96&d=mm&r=g\",\"caption\":\"webmaster@onlinevalles.es\"},\"url\":\"https:\/\/fincamps.com\/ca\/author\/webmasteronlinevalles-es\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Vols ampliar la teva hipoteca? Aquests s\u00f3n els consells que et donem des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s - FINCAMPS - Inmobiliaria de Sabadell","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/","og_locale":"ca_ES","og_type":"article","og_title":"Vols ampliar la teva hipoteca? Aquests s\u00f3n els consells que et donem des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s - FINCAMPS - Inmobiliaria de Sabadell","og_description":"La novaci\u00f3 o ampliaci\u00f3 d’hipoteca consisteix a modificar les condicions de la hipoteca amb el teu mateix banc, per a aconseguir una opci\u00f3 m\u00e9s flexible per a pagar les quotes que tens per davant. Des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s et donarem els millors consells, perqu\u00e8 puguis obtenir aquesta ampliaci\u00f3 d’hipoteca sempre que sigui possible, at\u00e8s queRead more","og_url":"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/","og_site_name":"FINCAMPS - Inmobiliaria de Sabadell","article_published_time":"2021-12-15T08:51:21+00:00","og_image":[{"width":640,"height":338,"url":"https:\/\/fincamps.com\/wp-content\/uploads\/2021\/10\/vetna-de-inmuebles-1.jpg","type":"image\/jpeg"}],"author":"webmaster@onlinevalles.es","twitter_card":"summary_large_image","twitter_misc":{"Escrit per":"webmaster@onlinevalles.es","Temps estimat de lectura":"3 minuts"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/","url":"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/","name":"Vols ampliar la teva hipoteca? Aquests s\u00f3n els consells que et donem des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s - FINCAMPS - Inmobiliaria de Sabadell","isPartOf":{"@id":"https:\/\/fincamps.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/#primaryimage"},"image":{"@id":"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/#primaryimage"},"thumbnailUrl":"https:\/\/fincamps.com\/wp-content\/uploads\/2021\/10\/vetna-de-inmuebles-1.jpg","datePublished":"2021-12-15T08:51:21+00:00","author":{"@id":"https:\/\/fincamps.com\/#\/schema\/person\/cd86f1149424a2f53ddd1236210bd23e"},"breadcrumb":{"@id":"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/#breadcrumb"},"inLanguage":"ca","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/"]}]},{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/#primaryimage","url":"https:\/\/fincamps.com\/wp-content\/uploads\/2021\/10\/vetna-de-inmuebles-1.jpg","contentUrl":"https:\/\/fincamps.com\/wp-content\/uploads\/2021\/10\/vetna-de-inmuebles-1.jpg","width":640,"height":338,"caption":"Aspectos importantes para la venta de inmuebles"},{"@type":"BreadcrumbList","@id":"https:\/\/fincamps.com\/2020\/12\/02\/quieres-ampliar-tu-hipoteca-estos-son-los-consejos-que-te-damos-desde-nuestra-inmobiliaria-en-castellar-del-valles\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/fincamps.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Vols ampliar la teva hipoteca? Aquests s\u00f3n els consells que et donem des de la nostra immobili\u00e0ria a Castellar del Vall\u00e8s"}]},{"@type":"WebSite","@id":"https:\/\/fincamps.com\/#website","url":"https:\/\/fincamps.com\/","name":"FINCAMPS - Inmobiliaria de Sabadell","description":"Inmobiliaria de Sabadell, especializada en la compra y venta de pisos, casas, oficinas y todo tipo de inmuebles y viviendas en Sabadell","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fincamps.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ca"},{"@type":"Person","@id":"https:\/\/fincamps.com\/#\/schema\/person\/cd86f1149424a2f53ddd1236210bd23e","name":"webmaster@onlinevalles.es","image":{"@type":"ImageObject","inLanguage":"ca","@id":"https:\/\/fincamps.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/e96b3c8646176b9c2183c05c7b01519218ec97bbb051ba6e165ecf212d484fe2?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e96b3c8646176b9c2183c05c7b01519218ec97bbb051ba6e165ecf212d484fe2?s=96&d=mm&r=g","caption":"webmaster@onlinevalles.es"},"url":"https:\/\/fincamps.com\/ca\/author\/webmasteronlinevalles-es\/"}]}},"_links":{"self":[{"href":"https:\/\/fincamps.com\/ca\/wp-json\/wp\/v2\/posts\/1222","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fincamps.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fincamps.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fincamps.com\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fincamps.com\/ca\/wp-json\/wp\/v2\/comments?post=1222"}],"version-history":[{"count":1,"href":"https:\/\/fincamps.com\/ca\/wp-json\/wp\/v2\/posts\/1222\/revisions"}],"predecessor-version":[{"id":1227,"href":"https:\/\/fincamps.com\/ca\/wp-json\/wp\/v2\/posts\/1222\/revisions\/1227"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fincamps.com\/ca\/wp-json\/wp\/v2\/media\/813"}],"wp:attachment":[{"href":"https:\/\/fincamps.com\/ca\/wp-json\/wp\/v2\/media?parent=1222"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fincamps.com\/ca\/wp-json\/wp\/v2\/categories?post=1222"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fincamps.com\/ca\/wp-json\/wp\/v2\/tags?post=1222"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}