{"id":1073,"date":"2021-12-13T11:23:27","date_gmt":"2021-12-13T11:23:27","guid":{"rendered":"https:\/\/fincamps.com\/ca\/?p=1073"},"modified":"2021-12-13T11:23:27","modified_gmt":"2021-12-13T11:23:27","slug":"com-pot-ajudar-la-nostra-immobiliaria-a-sant-quirze-a-triar-la-teva-hipoteca","status":"publish","type":"post","link":"https:\/\/fincamps.com\/ca\/2021\/12\/13\/com-pot-ajudar-la-nostra-immobiliaria-a-sant-quirze-a-triar-la-teva-hipoteca\/","title":{"rendered":"Com pot ajudar la nostra Immobili\u00e0ria a Sant Quirze a triar la teva hipoteca?"},"content":{"rendered":"

Avui des de la nostra immobili\u00e0ria a Sant Quirze<\/strong><\/a> t’explicarem quins tipus d’hipoteca existeixen i quins beneficis o desavantatges pot oferir-te cadascuna d’elles, tenint en compte la situaci\u00f3 econ\u00f2mica que estem vivint en aquests moments.<\/p>\n

Si est\u00e0s a punt de comprar-te un pis segur que haur\u00e0s sentit a parlar de les hipoteques variables i aix\u00f2 es deu al fet que, encara que sembli l’opci\u00f3 m\u00e9s arriscada i en la qual pots perdre m\u00e9s diners, tenint en compte l’\u00e8poca de crisi sanit\u00e0ria i econ\u00f2mica que hem viscut i que continuem vivint, des de la nostra immobili\u00e0ria a Sant Quirze<\/strong> volem explicar-te perqu\u00e8 pot convertir-se en l’opci\u00f3 m\u00e9s interessant en aquests moments.<\/p>\n

Tenint en compte que actualment l’eur\u00edbor, que \u00e9s el principal \u00edndex de refer\u00e8ncia per a aquesta mena d’hipoteques, es troba en m\u00ednims hist\u00f2rics, vol dir dues coses: que \u00e9s un bon moment per a comprar un habitatge i que \u00e9s un bon moment per a apostar per una hipoteca variable, ja que la teva quota ser\u00e0 m\u00e9s baixa durant m\u00e9s anys que si apostes per una hipoteca fixa, per\u00f2 veurem les caracter\u00edstiques concretes que presenten cadascuna d’elles:<\/p>\n

La hipoteca fixa \u00e9s la m\u00e9s segura si parlem de possibles p\u00e8rdues econ\u00f2miques, ja que no dep\u00e8n de l’eur\u00edbor i sempre pagar\u00e0s els mateix, durant tots els anys d’hipoteca que et quedin per davant. Aix\u00f2 vol dir menor risc, m\u00e9s Seguretat, per\u00f2 tamb\u00e9 vol dir que la teva quota mai baixar\u00e0 del preu estipulat.<\/p>\n

Quant a la hipoteca variable es tracta d’una opci\u00f3 fluctuant, \u00e9s a dir, que varia segons l’eur\u00edbor i els interessos, de manera que presenta un risc major que la hipoteca fixa, per\u00f2 si s’aposta per ella en una \u00e8poca de crisi sanit\u00e0ria pots sortir guanyant. En moments en els quals l’eur\u00edbor est\u00e0 pels n\u00favols no es recomana apostar per la variable, perqu\u00e8 pots arribar a pagar molt m\u00e9s diners del que pagaries en una hipoteca fixa.<\/p>\n

Al 2008 l’eur\u00edbor es trobava en un 4,498% i en aquest mes de setembre presentava un -0,415, \u00e9s a dir en n\u00fameros negatius. Aix\u00f2 vol dir que per molt que pugui pujar \u00e9s bastant improbable que pugui arribar a aconseguir una xifra tan escandalosa com en 2008 i que, per tant, no suposa un risc tan elevat en aquests moments apostar per una hipoteca variable.<\/p>\n

\"\"<\/p>\n

Confia en la nostra immobili\u00e0ria a Sant Quirze del Vall\u00e8s<\/h2>\n

Si tens dubtes o vols assessorar-te sabent detalladament les condicions de cadascuna de les hipoteques, t’animem a posar-te en contacte amb nosaltres. T’ajudarem a resoldre dubtes, fer proves, veure exemples, calcular b\u00e9 les xifres i veure si \u00e9s m\u00e9s viable l’una o l’altra opci\u00f3 per al teu cas personal.<\/p>\n

Contacta amb la nostra immobili\u00e0ria a Sant Quirze<\/strong> i decideix amb tot el coneixement i l’experi\u00e8ncia possible del nostre equip d’agents immobiliaris, per a fer un pas tan important com comprar un habitatge.<\/p>\n

T’esperem en la nostra immobili\u00e0ria a Sant Quirze<\/strong> per a guiar-te i acompanyar-te en aquest proc\u00e9s, donant-te els millors consells i resolent tots els teus dubtes.<\/p>\n","protected":false},"excerpt":{"rendered":"

Avui des de la nostra immobili\u00e0ria a Sant Quirze t’explicarem quins tipus d’hipoteca existeixen i quins beneficis o desavantatges pot oferir-te cadascuna d’elles, tenint en compte la situaci\u00f3 econ\u00f2mica que estem vivint en aquests moments. Si est\u00e0s a punt de comprar-te un pis segur que haur\u00e0s sentit a parlar de les hipoteques variables i aix\u00f2 es deu al fet que,<\/p>\n

<\/div>\n

Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":484,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[277],"tags":[285],"class_list":["post-1073","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-contractar-una-immobiliaria","tag-immobiliaria-sant-quirze"],"yoast_head":"\nCom pot ajudar la nostra Immobili\u00e0ria a Sant Quirze a triar la teva hipoteca? - FINCAMPS - Inmobiliaria de Sabadell<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fincamps.com\/2020\/10\/22\/como-puede-ayudar-nuestra-inmobiliaria-en-sant-quirze-para-elegir-tu-hipoteca\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Com pot ajudar la nostra Immobili\u00e0ria a Sant Quirze a triar la teva hipoteca? - FINCAMPS - Inmobiliaria de Sabadell\" \/>\n<meta property=\"og:description\" content=\"Avui des de la nostra immobili\u00e0ria a Sant Quirze t’explicarem quins tipus d’hipoteca existeixen i quins beneficis o desavantatges pot oferir-te cadascuna d’elles, tenint en compte la situaci\u00f3 econ\u00f2mica que estem vivint en aquests moments. 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